Benefits Overview

Welcome to Creative Business Solutions, Inc. Benefits Overview


Creative Business Solutions, Inc. (CBS) is committed to offering its employees a comprehensive benefits package at a competitive cost to eligible employees and their dependents. Benefits-eligible employees of CBS can enroll themselves and their dependents either upon hire (to be effective the first day of the following month), during the open enrollment period or if they experience a qualified life event. CBS strives to provide employees with happy and healthy lifestyles to foster a solid work-life balance.

Eligible employees can manage benefits year-round through the online self-service benefits system, e-Benefits Edge. Employees can enroll in and update benefits, get benefits details costs and additional resources. We’re working with tools to make employees online benefits experience resourceful, user-friendly, easily accessible, and a one-stop shop for all their benefit needs. All comprehensive benefits are explained on the e-Benefits Edge self-service portal and the CBS Benefits Summary Guidebook. CBS benefits package includes the following:

  • Medical/Dental/Vision/Prescription Drugs
  • Company-paid AD&D and Life Insurance
  • Employee Assistance Program
  • Short-Term Disability/Long-Term Disability
  • 401K Retirement Plan
  • Aflac
  • Paid-Time Off
  • Holidays
  • Health Savings Account (HSA)
  • Commuter Transportation Benefits
  • Voluntary AD&D and life Insurance
  • Education Reimbursement Program
  • FMLA and Leave of Absence
  • Employee Referral Program
  • Group Accident
  • Critical Illness

In addition to our comprehensive benefits package, Creative Business Solutions, Inc. launched a new wellness program called, Wellness Initiative Program, a division of Human Resources, that provides benefits and wellness services and incentives to employees so they can live and work well. Contact the HR department’s manager, Ruby Samuels @ or by phone at 301-442-5748 with any questions. Click here to access the E-Benefits Self Service Portal

** Note: This link,,  leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.